Get Your Dream Fence Today with Fast, Low‑Cost Financing – Apply in Minutes!

FastLendGo offers a quick path to the fence you’ve been dreaming of without the hassle of traditional loan paperwork. When you’re ready to add privacy, style, and security to your yard, choosing the right financing can turn that vision into reality in just minutes.

Why Choose Financing Over Cash?

Imagine stepping out onto a freshly installed wooden fence, feeling the breeze against a new boundary line. The cost may seem steep at first glance, but with a 12‑month same‑as‑cash plan, you can spread that investment over a year—no interest, no hidden fees.

Traditional lenders often require a down payment or collateral, which can delay your project. Financing through a streamlined service means the contractor pays upfront while you pay later in manageable installments.

This approach is especially attractive for homeowners who want to preserve cash flow, plan for seasonal repairs, or simply avoid the immediate financial impact of large home improvement expenses.

Top Lender Options and Their Rates

The market offers several reputable lenders that specialize in home improvement financing. Below is a snapshot of current rates, terms, and key features to help you compare quickly.

Lender	APR Range	Loan Amount	Term Options	Key Feature
Energize Home Loans (EnerBank USA)	0% for 12 months, then 8.99%‑24.49%	$1,000 – $65,000	Up to 132 months after the same‑as‑cash period	No paperwork; instant decision
Regions Bank Home Finance	19.99% fixed APR (up to 15.99% for NJ, 17.99% for FL & WI)	$500 – $50,000	12‑144 months after the open line period	Fixed rate installment after first year
Wells Fargo Home Improvement Loans	7.49% – 10.99%	$1,500 – $60,000	24‑120 months	Flexible repayment schedules
Chase Home Credit Solutions	8.00% – 12.50%	$2,000 – $75,000	18‑144 months	Integrated with Chase credit cards for rewards
Discover Home Loans	6.99% – 9.99%	$1,200 – $70,000	12‑108 months	No prepayment penalty

When selecting a lender, consider not only the APR but also the loan amount, term flexibility, and any promotional periods that may apply to your region. Many of these lenders offer state‑specific rate reductions—especially in Florida, New Jersey, and Wisconsin—so it pays to ask about local incentives.

How the Same‑As‑Cash Program Works

The core idea is simple: you receive a fence installation quote, and the contractor receives payment immediately. In return, you agree to repay over 12 months with no interest or fees.

Instant Approval: A quick phone application process that takes less than ten minutes.
No Paperwork: All information goes directly to the bank, not to your contractor.

Convenient Hours: Monday‑Friday 8 AM–1 AM (EST) and Saturday 9 AM–8 PM (EST).

Zero Prepayment Penalties: Finish early without extra charges.

If you decide to pay off the loan before the end of the first year, any interest that would have accrued is waived. This feature keeps your total cost down and gives you flexibility if your budget changes.

Step‑by‑Step: From Quote to Payment

1. Request a Free Estimate: Call or fill out an online form with the contractor’s name, project details, and contact information.

2. Receive Financing Options: The lender contacts you with approved credit terms—loan amount, APR, monthly payment estimate, and repayment schedule.

3. Approve or Decline: If the offer fits your budget, approve it. The loan is funded immediately to the contractor.

4. Enjoy Your Fence: Work starts right away while you plan for the first installment due in 12 months.

5. Make Payments: After the same‑as‑cash period, your payments shift to a fixed rate installment plan with clear monthly amounts.

Key Terms Every Homeowner Should Know

Same‑As‑Cash Period: The initial phase where you owe nothing—interest and payments are deferred for 12 months.
Open Line Period: Some lenders offer a short window (e.g., 90 days) before the same‑as‑cash period ends, during which small interest may accrue if you delay repayment.
Fixed Rate Installment Loan: After the open line or same‑as‑cash period, your loan converts to a traditional installment with a set monthly payment.

Regional Variations and State‑Specific Incentives

Many lenders tailor rates based on where you live. For example, Florida residents often qualify for APRs as low as 17.99% after the promotional period. New Jersey borrowers may see reductions to 15.99%. In Wisconsin, similar incentives apply, making financing even more attractive in those states.

When discussing your options with a lender, always ask about state‑specific rate caps or promotional offers that could lower your cost of borrowing.

Why FastLendGo Is the Right Choice

FastLendGo stands out by offering instant credit decisions and no hidden fees. Their streamlined process means you can get a fence installed today while paying later in convenient installments. With a focus on customer service, they provide transparent terms that help you plan your budget without surprises.

Their partnership with leading lenders ensures competitive rates and flexible repayment options tailored to your financial situation. Whether you’re in Florida, New Jersey, Wisconsin, or elsewhere, FastLendGo’s platform is designed to match the right loan product to your needs quickly.

Frequently Asked Questions (in Your Mind)

What happens if I can’t make a payment? Most lenders offer temporary deferment options for short periods; contacting them early is key.

Can I refinance later? Yes, many lenders allow refinancing after the initial term ends to secure a lower APR if market rates drop.

Is there a credit score requirement? Approved credit typically means a minimum score of around 620, but this varies by lender. FastLendGo’s platform checks eligibility quickly so you know your chances before applying.

Will the fence contractor get paid immediately? Absolutely—your financing funds go straight to the contractor upon approval, ensuring no delay in project start.

Take Action Now

Ready to transform your yard without draining your savings? Reach out today for a free estimate and discover how fast, flexible, and affordable fence financing can be. The first step is just a call or click away—let FastLendGo help you secure the fence of your dreams while keeping your budget intact.